Q: I am Mortgage Broker seeking PRO tools to assist my clients. How many clients can I input with Credit Logic? Is there a limit like other credit help programs I have seen on the internet?

A: You have unlimited client access with your monthly payment of $19.95.

Q: Why do you bash credit repair companies and attorneys?

A: Years ago, a consumer could correct a credit report error simply by submitting a letter from the appropriate creditor admitting the problem. An account that was showing as late or unpaid would be updated to "paid as agreed" status, for example, simply by proffering this proof. Credit-repair companies decided to flood the bureaus with phony letters, which made any proof submitted by consumers seem suspect. That has made getting errors corrected a more complicated and lengthy process for many consumers. Now this type of disputing can actually lower a clients credit score.

Q: Why do you refer to Credit Logic as "The Next Generation Credit Score Restoration" program?

A: Credit repair companies all say and do the same thing; we will dispute your negative items to the Credit Reporting Agencies (CRA's). These credit repair companies usually dispute "Not Mine" or "Never Late" which to us is FRAUD 98% of the time. These credit repair companies just dispute negative items. Today when it's verified, folks it's VERIFIED. CRA's keep electronic records. Credit repair companies including "Law Firms" do not talk about Dual Challenge, a form of disputes using different Federal Laws to the CRA's & Creditors or disputing with 20 + types of disputes, or the fact that 65% of the score has nothing to do with bad credit, or actionable easy steps to improve scores, or how much score impact might affect each simple action.

Q: Why is Credit Logic a lot less expensive than other online services? Does it do less than your competition?

A: Credit Logic, with 4 easy steps, can: give client an action list (with potential credit score increases), dispute (20 ways) to the reporting agencies, dispute to creditors, disputes for ChexSystems and ID Theft. There is NO OTHER program that does all of this at any price. As far as pricing, our sister company is an educational non-profit company that specializes in credit, therefore we kept with the non-profit tradition of "Helping people first & making money second". Not the other way around in which for profit companies operate.

Q: How much money can I charge my client?

A: This is entirely up to you. There are no limitations on earning potential. We do suggest that you stay competitive in pricing with your local market. The average that Credit Logic users are telling us is between $500 and $1000 per client.

Q: I do not have time to learn a new specialty. How long does it take to learn to be a credit specialist?

A: All of about 5 minutes. If you can type, read a credit report and input 4 areas of easy information, Credit Logic does the rest.

Here is what Credit Logic users are saying:

"I use Credit Logic for all of my clients, even clients with credit scores over a 720 score. I do this because I feel the impression I leave on them when they see the action list, it appears as though it took me hours to produce" and that I have 100% attention and effort on them.

Sara - Loan Office - Sierra Mortgage

I have made more money with 3 referral partners and 16 clients than my best month in the mortgage business and it's only been 2 months since I started using Credit Logic.

John H. - BC Mortgage